Application Process
Qualification Requirements
To ensure a smooth application process, please take note of the following requirements:
- Lease Guarantors:
We do not accept lease guarantors for rental applications. - Undergraduate Student Applicants:
Unfortunately, applications from undergraduate students are not permitted. - Active Mortgages and Income Requirement:
When calculating the monthly rent commitment, active mortgages are included as part of the income requirement, unless the property is pending sale in the market.
We strive to provide a fair and transparent application process for all applicants. If you have any questions or need further clarification regarding our qualification requirements, please don't hesitate to contact us. We're here to assist you throughout the application process.
Income Requirements
Total net household income must equal a minimum of (2.5) times the monthly rent, OR, total gross household income must equal a minimum of (3) times the monthly rent.
Credit Requirements
650 minimum credit score. Utilizing our screening service will NOT impact your credit score! Lower credit score (if determined to be accepted) may require a credit approval fee.
Criminal Background
Misdemeanors within the last 5 years or felonies within 10 years which are crimes against persons or property, convictions related to drugs, or certain sex offender crimes would be cause for denial.
Rental History
Actual evictions, evictions filed, and/or outstanding balances due to a current or previous landlord would be cause for denial. Unsatisfactory rental references or lack of prior rental history/home ownership could be cause for denial.
Employment Requirements
At least 6 months at current place of employment and/or 2 years of employment in the same field.
****Failure to meet one or more of the requirements above, if accepted, may require a higher deposit and/or lease term to be pre-paid in full to qualify****
Proof of Income Requirements
Recommended (Fastest) - Verify income directly through your personal bank account with Plaid.
For more information about Plaid, click here.
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Encrypted - Transfer of your information is encrypted end-to-end.
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Private - Your credentials will never be made accessible to Findigs application software or to Charleston Property Company.
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Instant - Linking your bank account will process your application faster.****
If you choose to forgo the bank link option, you must upload your proof of income according to the guidelines listed below:
- Consecutive pay stubs from the last 60 days.****
- If self-employed, a copy of the previous year's tax return must be provided. (Example: If you are applying in 2021, we can only accept a 2020 tax return)
Application Process
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Each adult over the age of 18 that intends to occupy the property must apply—NO EXCEPTIONS.
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Once all applicants have completed the online application and pet/animal verification in its entirety, we will conduct a basic screening and your application will move forward for review.*** The application decision will not be made until rental references from current/previous landlords are obtained, if applicable.
***If the property has an application deadline on the listing description, you will be notified when your application is complete, but the application will not be reviewed or fully processed until the date of the deadline, when the application decision will be made. These applications are not approved on a first-come, first-serve basis—they are approved based on which application is the most qualified for the home in accordance with the California Housing Law.
In Some Cases, Multiple Qualified Applicants May Be Selected for Approval, in Which Case, Those Applicants Will Be Asked to Submit Their Best Competing Offer.
Important Note
Please note that a full first month's rent will be due prior to move-in. If your move-in date occurs mid-month, you will pay the pro-rated rent amount during the second month of your tenancy.
As a company, we do business in accordance with the Federal Fair Housing Law and welcome Persons of all Race, Color, Religion, Sex, Handicap, Familial Status, or National Origin.
Due to the volume of applications that are received every day, the applications department does not accept phone calls. If you have any questions
please email us at applications@SCVP.com
Frequently Asked Questions
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What is the application fee used for?
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What are the approval guidelines for the application process?
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How long does it take to get approved and move-in?
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What are the requirements for submitting a security deposit and/or first month’s rent?
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